Silverchef Equipment Finance

With One Stop Wholesaler and Silverchef, you can get the commercial kitchen equipment you need now while freeing up your cash flow for more important things like running and growing your business. Through our long standing relationship with Silverchef (Australia’s specialists in hospitality equipment finance), we are proud to offer you two market leading finance options.

Commericial Kitchen Equipment Finance

We've been Australia's only dedicated hospitality equipment financier for 35 years. Our industry-leading lease and rental products put you in control of your commercial kitchen equipment, saving your working capital for the things you need it for the most, like running and growing your business.

Flexible options, in case you're not quite sure

Rent-Try-Buy®
A unique 12-month rental plan with the option to return, upgrade or purchase the equipment during or at the end of that term. Payments are spread over low weekly payments.
This option gives you maximum flexibility in case you’re not quite sure if the equipment will be right for you in the long term. You get the flexibility to keep or return the equipment at any time.

Spread your payments over 4 years

Lease-to-Keep™
A medium term plan that spreads the cost of your commercial catering equipment over four years with low monthly payments. At the end of the term, the restaurant equipment is all yours. Simple. 
This option is for purchasers that are keen to own the equipment over time and wish to spread the payments out over low monthly payments instead of a lump sum up front.

Key Benefits of Silverchef Financing 

Key benefits of using Silverchef and One Stop Wholesaler for your equipment purchase:

Free up your cash flow

Rather than outlay the whole amount up front, you can spread the cost over low weekly rental payments. By renting weekly, it can put your in better control of your cashflow, making your outgoings easier to predict, plan and manage.

Flexibility to change or purchase

We know that circumstances often change in hospitality. Customer demand can grow more than planned, kitchen layouts change or the commercial catering equipment model that is great in year 1, just doesn’t keep up with your volumes when things take off. During your initial 12 month term you can upgrade or purchase your equipment at any time. At the end of the 12 month term you can choose to return, continue renting or work towards owning your equipment.

Peace of mind

Get peace of mind when buying your catering equipment with the knowledge that if the equipment isn’t the right fit for you or y our business, then you can simply hand it back and change for something else. As Silverchef are Australia’s only commercial catering equipment financing specialists, they can offer this simple and easy process – an unbeatable benefit compared to traditional financing through a bank or other provider who lock you in for the life of the lease.

Pre-approvals of up to $65,000

Through One Stop Wholesaler and Silverchef, we can offer easy pre-appovals for up to $65,000 for approved applicants. As we understand hospitality, we work hard to say “yes” on any application so we can get you up and running with the catering equipment you need in no time.

Tax effective purchasing

Subject to your own accounting advice, rental payments are generally 100% tax deductible and are treated as an off-balance sheet liability. This means you can maximise your in-year tax deductions (thereby putting more money in your pocket each year) and also keep your balance sheet looking great should you ever wish to sell your business in the future.

Quick and easy application

Our experienced and friendly team at One Stop Wholesaler will guide you through the application process and get you moving. It takes less than 20 minutes, requires just some basic information and we aim to get you a decision in 24 – 48 hours.

Simply call us on 1300 131 700 or email us to discuss how we can help get your purchase of your next commercial catering equipment items sorted.

Compare Financing Options

View the examples below to see how the One Stop Wholesaler and SilverChef Rent Try Buy option compares to outright purchase.

Commercial Dishwasher

View our range of commercial dishwashers available now.

Combi Oven

View our range of combi ovens available now.

Commercial Pizza Oven

View our range of commercial pizza ovens available now.

Deep Fryer

View our range of deep fryers available now.

Commercial Blender

View our range of commercial blenders available now.

Commercial Microwave

View our range of commercial microwaves available now.

Ice Cream Machines

View our range of commercial ice cream machines available now.

Commercial Coffee Machines

View our range of commercial coffee machines available now.

Commercial Fridge

View our range of commercial fridges available now.

Bain Marie

View our range of bain maries available now.

NB: Above prices are approximate only and used for illustration comparison purposes only.

Simply call us on 1300 131 700 or email us to discuss how we can help get your purchase of your next commercial catering equipment items sorted.

Commercial Kitchen Equipment Lease and Rental FAQs

What are the benefits of renting or leasing equipment?

Renting or leasing your commercial kitchen equipment can be a good alternative to buying. Firstly, there are a lot of costs involved in setting up and running a hospitality business, so choosing to rent or lease your commercial kitchen equipment can leave you more money for running your business and other expenses.

Secondly, there may be tax benefits to renting or leasing kitchen equipment – it’s important you discuss these with a qualified tax advisor before making any decisions.

Finally, with SilverChef’s Rent-Try-Buy® you get additional flexibility over typical financing options. You can decide to upgrade your equipment in the first 12 months if you need something bigger and better (in the same equipment category e.g. upgrade rented fridge to a bigger fridge); you can also decide to purchase it and get a rebate on your payments so far (up to 12 months).

At the end of your 12-month contract, you can decide whether to keep renting your commercial kitchen equipment, work towards ownership, or return. Please note that if you decide to continue renting your equipment after the end of your 12-month term, and later decide to buy, the rental rebate is lower. Also, if you return your equipment, you are responsible for cleaning and shipping costs.

What is the difference between leasing and renting commercial kitchen equipment?

Typically, the difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product – Rent-Try-Buy, and a finance lease product – Lease-to-Keep®. They are different in several important ways.

With Rent-Try-Buy, you rent your commercial kitchen equipment and make weekly rental payments for a 12-month term, while retaining the option to purchase your equipment or upgrade it during the term. At the end of the 12-month rental term, you have the additional options to return, continue renting or work towards ownership with our Easy Own® product.

With Lease-to-Keep you must be financing a minimum amount of $10,000 and have been in business for at least 12 months. You sign up for a four- or five-year term, you make monthly lease payments, and at the end of the term you own the commercial kitchen equipment (providing the last payment has been made and you are not in breach of the agreement). It's that simple!

If I finance equipment with Rent-Try-Buy, who is responsible for servicing during the 12 months agreement?

Servicing is an optional maintenance cost, and the responsibility of the customer. For example, in some areas, coffee machines need to have their boilers serviced every 6-12 months to remove water scale.

When you finance through SilverChef you need to make sure you follow the manufacturer's recommended servicing schedule as, if the equipment breaks down, SilverChef is not responsible for repairing or replacing it – this is a matter for the manufacturer and you may be covered by their warranty (but typically not if you haven't followed their recommended service schedule).

Is there a cost if I return equipment to SilverChef at the end of my Rent-Try-Buy term?

If you want to return your commercial kitchen equipment after your 12-month term, first remember that you need to give us four weeks' notice. You will also need to cover the cost of shipping the commercial kitchen equipment back to us. You can use our freight company or your own.

This is just like renting a house, it needs to be fit for the next person. So, the equipment will need to be properly cleaned, then tagged and tested so it can go back on the market.

If you return your commercial kitchen equipment before the end of your 12-month rental agreement you will also be liable for any rent payments up to the full 12-month period.

If I decide to purchase my equipment during my Rent-Try-Buy term, how is the payout quote calculated?

With Rent-Try-Buy you have the option to purchase your equipment at any time during or at the end of the 12-month term. Remember that you are renting the equipment for the first 12 months, so this is not an arrangement where the payments you make are working towards ownership of the commercial kitchen equipment.

However, to support our customers, we do currently offer a 75% net rental rebate during the 12 months – our friendly customer success team can work out your payout quote including the rebate (if eligible) when you contact them on 1800 337 153.

It's important that you make a choice at the end of your 12-month term about the next stage. You can opt to continue renting your equipment, and you may be eligible for a discount on your rental payments if you sign up for an additional term – however, you should note that the 75% net rental rebate is only payable during and at the end of the first 12 months.

Is SilverChef an Australian business?

SilverChef was founded in Australia 30 years ago and is now a global business with offices in Canada and New Zealand as well as Australia. Our Australian head office is in Brisbane, and we have additional locations in Melbourne, Sydney and Perth, servicing the whole of Australia.

SilverChef has proudly invested $1.5bn in the hospitality industry globally and are committed to supporting the success of their customers worldwide. During COVID-19, SilverChef is one of the only financiers who remained committed, and even deepened their support for the hospitality industry.

Through One Stop Wholesaler’s long standing relationship with Silverchef, we are able to offer you great deals and unbeatable flexibility on your next commercial catering equipment purchase.

What businesses typically use Silverchef for purchasing catering equipment?

To date, Silverchef has helped over 16,300 different hospitality businesses just like you get their next piece of commercial catering equipment. Some of the many types of customers already benefiting from a Silverchef catering equipment financing solution include:

  • Cafes
  • Restaurants
  • Caterers and Reception centres
  • Pubs & Taverns
  • Hotels & motels
  • Patisseries & bakeries
  • Nightclubs, bars, cocktail bars and wine bars
  • Designers & Architects
  • Colleges & Educational institutions
  • Churches & Community centres
  • Hospitals
  • Government organisations
  • Franchises
  • Sporting clubs, RSL’s and Community Clubs
  • Takeaways
  • And many, many more.

What types of commercial catering equipment can you finance with One Stop Wholesaler and Silverchef?

Through our long standing relationship with Silverchef, at One Stop Wholesaler we can help you finance the following types of commercial catering equipment.

  • Coffee machines and coffee grinders
  • Refrigeration including commercial fridges and freezers
  • Commercial ovens including combi ovens, ranges
  • Deep fryers
  • Dishwashers including both under bench, integrated and standalone
  • Cake displays
  • Industrial food cooking equipment
  • Bakery equipment
  • Bench top equipment
  • Stainless steel benches
  • And lots, lots more.

Who can I speak to find out more about financing my next piece of commercial catering equipment?

Simply call us on 1300 131 700 or email us to discuss how we can help get your purchase of your next commercial catering equipment items sorted. Our team is staffed by real people (not chat bots), are Australian based and who love helping our customers make their hospitality dreams become a reality.